OUR MISSION

Humbled to be part of your community. Proud to serve it.

We are not just another financial institution; we’re your family, friends and neighbors who enjoy living in our beautiful state. And we reach out, each and every day, to provide services and assistance to both members and residents alike, because it’s the right thing to do.

History & Background

When we succeed at our mission, it means we’ve helped our members achieve a brighter future. That’s why we adopted the tag line, “For a Brighter Future.” That’s what we’re working towards, and we’d love to help you achieve it, too.

Interested in joining? You’re invited to become a member and enjoy all benefits our friendly neighborhood credit union has to offer. To our current members, we thank you for choosing HOCU to meet your financial needs.

OUR HISTORY   

Honolulu Federal Credit Union (HOCU) was chartered on December 3, 1936, as a financial cooperative for U.S. Federal Employees working in Honolulu. We were the fifth credit union formed in what was then the Territory of Hawaii. Today, HOCU has more than 16,000 members with more than $257 million in assets, served by 50 employees at five branches. Our credit union was chartered as a not-for-profit cooperative, owned by and operated for the benefit of our members. While credit unions are similar to banks (both make loans and accept deposits), it is why and how we do things that make us different from banks.

Credit unions are safe. Your deposits are insured by the National Credit Union Share Insurance Fund, our version of the FDIC, up to $250,000.

Your membership with us is forever, regardless of whether you change jobs or move away. And if you relocate to another state, you can still do your banking with us through our remote services or thousands of participating shared-branching locations and ATMs across the country.

And credit unions offer higher rates on savings accounts, charge less interest on loans and have lower fees than banks. Add to this our educational sessions and other free or low-cost services, and it really makes sense to join a credit union!