Open a HOCU Keiki or Teen Account for your children, and educate them to start saving early! Manage their funds and save for the future. Don’t worry about giving them large amounts of cash for their school and sports trips.

HOCU Keiki Account (Ages 0-12)

Savings Account

  • Free ATM card
  • Competitive interest rate

Checking Account

  • No minimum balance required
  • Shared branching
  • Online & mobile services

HOCU Teen Account (Ages 13-17)

  • Same benefits as our HOCU Keiki Account with the option of having a Debit Card*
  • Free checks (standard design) with e-statements


  • Valid ID (driver’s license, state, passport, or military), or original birth certificate and social security card
  • *For debit card holders, valid ID is required
  • Joint owner on account (age 18+) & parents or legal guardian approval signature
  • HOCU membership