Kasasa® Checking Accounts

*APY = Annual Percentage Yield. APYs accurate as of 09/01/2023. Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. Fees could reduce earnings on this account. Rates and rewards are variable and may change after account is opened without notice to you. To qualify for Kasasa Cash and Cash Back rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA. Plus, ATM Refunds nationwide when monthly qualifications are met. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account. Kasasa, Kasasa Cash and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.