Here’s How to Qualify

Unlock your higher interest rate and rewards by meeting these simple monthly requirements:

✔️ Have at least 18 cleared debit card transactions

✔️ Sign up and receive e-statements

✔️ Have at least 1 ACH payment, ACH credit transaction, or direct deposit post

Don’t sweat it if you miss a month! Your account stays fee-free, and you can jump back on the rewards train the very next cycle.

Reward Information

When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $20,000.00 in your Kasasa Cash® account earn a dividend rate of 4.65% resulting in an APY of 4.75%; and daily balances over $20,000.00 earn a dividend rate of 0.25% on the portion of the daily balance over $20,000.00, resulting in a range from 4.75% to 0.259% APY depending on the account’s daily balance. You can earn up to $950 annually with a 4.75% APY when maintaining a balance of $20,000. 

*APY = Annual Percentage Yield. APYs accurate as of 09/01/2023. Minimum to open a Kasasa checking is $5.00. HOCU/Honolulu Federal Credit Union membership is also required. Fees could reduce earnings on this account. Rates and rewards are variable and may change after account is opened without notice to you. To qualify for Kasasa Cash® rates, you must: (1) Have at least eighteen (18) debit card purchases (ATM-processed transactions do not count); (2) Be enrolled in and agree to receive e-statements; (3) Have at least one (1) direct deposit, ACH payment, or ACH credit transaction(s). Qualifying transactions must post to and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle an account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” is defined as a period beginning on the last business day of the prior calendar month and ending on the next-to-last business day of the calendar month in which dividends are paid. Limit one Kasasa Checking account per Social Security Number. Federally insured by NCUA. Plus, ATM Refunds nationwide when monthly qualifications are met. Domestic ATM fees incurred during the qualification cycle will be reimbursed up to $25.00 ($4.99 per single transaction) and credited to the account on the first day of the next monthly statement cycle. Reimbursement only applies if the ATM withdraw is from Kasasa checking account. Kasasa and Kasasa Cash® are trademarks of BancVue, Ltd., registered in the U.S.A. Click here for more info.