Personal Loans
Answer life’s big moments with confidence. We’re here to lend a hand to those moments.
Apply NowTake your dreams off hold.
Get a personal loan that works for you.
Borrow Up To $20,000
Use loan funds for debt consolidation, home improvements, education, etc.
Flexible Repayment Terms
The longer the term the lower the monthly payments.
No Prepayment Penalty
HOCU allows extra payments or loan payoffs before the maturity date without penalty.
Fixed Payments
Never worry about payments adjusting.
Personal Loan Products
Personal Loan Most Popular
QUICK FACTS
Personal loans can be used for various reasons. These loans can be collateralized (fully secured) with funds in your account for a lower interest rate. The fully secured option is good for building credit for first time borrowers.
Apply NowCan be used for:
- Consolidations
- Vacations
- Taxes
- Car loans over 9 years old
- Weddings
- See rates and terms
Share Draft Overdraft Protection
QUICK FACTS
- Line of credit
- Immediate access to funds
- Protection against insufficient funds fees
- See rates and terms
Let HOCU Help You
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
Honolulu Federal Credit Union
Call (808) 777-5646Routing Number: 321379164
NMLS Number: 477720
- Federally Insured
by the NCUA 
- Equal Housing
Lender