Checking
Open a checking account that gives you what you need. Like our Kasasa accounts that reward you just for banking.
Free Checking. Really Great Rewards.
Earn interest just by keeping money at HOCU. Finally, a checking account that gives back.
Cash Rewards Every Month
Cash in with a Kasasa® checking account that pays you back. Just qualify by completing 1 direct deposit/ACH payment or credit transaction, enrolling in e-statements, and making 18 debit transactions!
Refunds on ATM Fees
With a Kasasa account, every ATM is your ATM here in Honolulu and nationwide.
No Monthly Fees
With a minimum deposit of $5, you can live free of fees with our completely free Kasasa checking accounts.
Get More with Kasasa
Earn interest, write unlimited checks and get a no-fee Debit VISA® with any Kasasa account.
Checking Accounts
Expect more from your checking account.
Free Kasasa Cash® Most Popular
QUICK FACTS
4.75% APY*
Enjoy free checking that earns a really high rate:
4.75% APY* on balances up to $20,000.
- Free checking account
- Higher dividends
- Refunds on ATM fees, nationwide (up to $25 monthly)
- See Rates and Terms
Free Kasasa Cash Back® Most Popular
QUICK FACTS
Bring balance back to your wallet:
5% cash back on debit card purchases.*
No category restrictions on purchases.
Cash back earned on up to $500 in purchases monthly
Earn up to $25 cash back per month.
- Free checking account
- Cash back on purchases
- Refunds on ATM fees, nationwide (up to $25 monthly)
- See Rates and Terms
Classic Share Draft
QUICK FACTS
0.08% APY*
Keep it classic with a free, no-frills checking account that pays interest with no minimum balance required.
- Free checking account
- No-fee debit VISA® card
- Free bill pay
- Free box of checks when you get eStatements
- See Rates and Terms
Business Share Accounts
Get an account that works for your business.
Business Shares
QUICK FACTS
Business Share keeps it simple with a low minimum deposit. Business Share Draft gives you more features to help your business succeed.
Business Share: Establishes membership with HOCU with a minimum deposit of $100.
Business Share Draft: Offers unlimited check writing, free Online Banking and free ATM/Debit card.
Let HOCU Help You
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
Honolulu Federal Credit Union
Call (808) 777-5646Routing Number: 321379164
NMLS Number: 477720
- Federally Insured
by the NCUA 
- Equal Housing
Lender