Achieve your Goals Faster
Don’t just save – make money while you do it!
The Benefits of Membership
Becoming a HOCU member is as easy as opening a Regular Shares savings account.
Get More Bang for your Buck
Open a Shares Plus savings account with a $2,000 minimum and earn even more dividends!
A Great Way to Start Saving
Your Regular Shares savings account makes it simple to earn dividends, with a low minimum opening balance.
Manage Your Savings Online
Seamlessly manage your savings with our intuitive online banking and mobile app, ensuring secure access from anywhere, anytime.
Savings Accounts
Choose an account that’s right for you and your goals.
Regular Shares Most Popular
QUICK FACTS
Our entry level savings account, required for HOCU membership, gives you one vote in our Board of Directors elections. With a low opening deposit, it’s super easy to become a HOCU member and start earning dividends on your savings.
Apply Now- $5 minimum opening balance.
- Minimum $100 average daily balance to earn dividends
Shares Plus
QUICK FACTS
Step up your savings with a higher dividends on higher balances with a bonus rate for account holders over the age of 55.
Apply Now- $2,000 minimum opening balance. Earn higher dividends if your’re over 55
Holiday Savings Club
QUICK FACTS
Save up for the holidays with an account that distributes funds automatically just in time for holiday shopping.
Apply Now- $5 minimum to open
- No minimum balance required
- Funds will be automatically transferred in October
Business Share Accounts
Get an account that works for your business.
Business Shares
QUICK FACTS
Business Share keeps it simple with a low minimum deposit. Business Share Draft gives you more features to help your business succeed.
Business Share: Establishes membership with HOCU with a minimum deposit of $100.
Business Share Draft: Offers unlimited check writing, free Online Banking and free ATM/Debit card.
Let HOCU Help You
A better financial future is within reach. Get in touch to get started!
With over 30,000 surcharge-free CO-OP network ATMs across Hawaii and nationwide, HOCU makes accessing your money easier for you. Call us at 777-JOIN to learn more!
Honolulu Federal Credit Union
Call (808) 777-5646Routing Number: 321379164
NMLS Number: 477720
- Federally Insured
by the NCUA 
- Equal Housing
Lender