Share Rates

TYPE OF ACCOUNT Minimum Balance Interest Rate APY
Regular Shares $5 .150% .15% Balances under $100 do not earn dividends.
Kasasa Saver® $0 to $10,000 .300% .30% Based on meeting cycle qualifications with balances over $10,000 earning 0.15% APY. 0.03% APY if cycle qualifications not met.
(only available with Kasasa Cash or Kasasa Cash Back)
Holiday Club $5 .150% .15%
Kasasa Cash® Checking $0 to $10,000 2.472% 2.50% Based on meeting cycle qualifications with balances over $10,000 earning 0.25% APY & ATM refunds nationwide. 0.03% APY if cycle qualifications not met.
Kasasa Cash Back® Checking $0 .000% 0.00% 3% cash back for up to the first $300 in HOCU debit card purchases & ATM refunds nationwide based on meeting cycle qualifications.
Kasasa Tunes® Checking $0 .000% 0.00% Earn up to $10 in refunds for iTunes, Amazon.com and Google Play HOCU debit card purchases & ATM refunds nationwide based on meeting cycle qualifications.
Classic Share Draft $200 ADB .100% .10% A $5.00 monthly fee will be charged if average daily balance (ADB) is below $200
Money Market $2,000.00 – $ 4,999.99 .200% .20% Balance below $2000 earns 0.15% APY
Shares Plus $5,000.00 – $49,999.99 .250% .25% For members age 55 and over, add .05% to Shares Plus rates (for balances of $2000 or more).
$50,000.00 -$99,999.99 .300% .30%
$100,000.00 – $499,999.99 .300% .300%
$500,000.00 and greater .449% .45%
6 Month Cert. $500 .250% .25% Penalty for early withdrawal on all certificates. For members age 55 and over add .05% to all certificate rates.
1 year Certificate $500 .349% .35%
2 yr Certificate $500 .449% .45%
3 yr Certificate $500 .549% .55%
Super 6 Mo Cert. $10,000 .300% .30% Penalty for early withdrawal on all share certificates. Call for Special Jumbo rates. For members age 55 and over, add .05% to all certificate rates.
Super 1 yr. Certificate $10,000 .349% .35%
Super Cert. 2 year $6,000 .499% .50%
Super Cert. 3 year $6,000 .598% .60%
Individual Retirement
Account Split Rate
$5 to $1999.99 .200% .20%
$2000 to $9999.99 .300% .30%
$10000 and above .349% .35%

*Dividends/rewards paid monthly, contact CU for applicable fees & terms. FAMILY MEMBERS ARE WELCOMED TO JOIN!
All rates are subject to change without notice. All accounts are insured up to $250,000 by NCUA (National Credit Union Administration). IRA and other Trust Accounts are insured separately up to $250,000 by the NCUA.